Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Does My Building Have Enough Coverage?

Does My Building Have Enough Coverage? Your building is a major asset of your business. As a business owner, it makes sense to have adequate commercial property insurance to protect your investment. No two buildings are alike, and properties may have a higher risk for different perils. Our experienced agent can help ensure you have the business insurance you need. How Much Commercial Property Insurance Is Enough? The term “full value”...

Do I Need To Insure My Car During Winter Storage?

Do I Need To Insure My Car During Winter Storage? It is not uncommon to put a vehicle in storage over the winter months. If you are not planning to use your car during the winter, it makes sense to keep it safe and protected from the harsh weather. It may be tempting to cancel your auto insurance coverage during this time, while your vehicle is not being driven on public roadways. After all, it...

The Dos & Don’ts of Employee Performance Reviews

The Dos & Don’ts of Employee Performance Reviews But I thought I was doing so well! I’ve been here for 30 years. You’re just telling me this now? Susan comes in late every day, and she’s never been written up. What gives? Let’s face it: If you’re a business owner or a manager, employee performance appraisals can be uncomfortable. No one likes to receive a “surprise” evaluation that they’re not performing well. What’s...

Is It Better To Buy A New Or Used Car?

Is It Better To Buy A New Or Used Car? New or Used: Which should you choose? If you think you might be among those shopping for a brand-new vehicle, consider a few pros and cons first: Pros and Cons of Buying a New Car Pros Cons Newer safety features. Customizable. Better warranty. Typically has better fuel efficiency and lower emissions. Typically more expensive to insure. Maintenance costs required to maintain the warranty. No record...

Beginner’s Guide To Choosing A Beneficiary

Beginner’s Guide To Choosing A Beneficiary If you have a life insurance policy, your beneficiary is the person who will receive the benefits in the event of your death. For obvious reasons, choosing a beneficiary is an important step in the process of obtaining life insurance. If you are new to the process, the following tips can help. Consider the Purpose of the Policy You are buying life insurance for a...