Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Driving on Black Ice: What You Need to Know

Driving on Black Ice: What You Need to Know From snow to sleet to freezing rain, severe weather conditions can make winter driving especially difficult. But perhaps none is more dangerous than black ice. That's because unlike snow and sleet, black ice can be practically invisible to an unsuspecting driver. Related: 7 Dangerous Winter Driving Myths... Debunked The safest thing to do is stay home when conditions call for icy roads – but of...

Protecting Your Home Through The Seasons

Protecting Your Home Through The Seasons Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...

Keeping Your Car In Good Shape On A Road Trip

Keeping Your Car In Good Shape On A Road Trip A road trip is an American tradition and a great adventure. While you are traveling, your car becomes your home away from home. Many travelers use their cars as a place to eat, a shelter from the elements, and sometimes even a temporary spot to sleep. Even more importantly, you are relying on your vehicle to get you safely from one destination to another. Before...

How Safe Is Your Parking Lot?

How Safe Is Your Parking Lot? Businesses can be held liable for injuries that occur on their premises, and that includes parking lots. Depending on the type of business you have, the parking lot may be the most dangerous area on your property. If your parking lot is not owned and managed by a third party and is therefore your responsibility, discuss parking lot safety with your business lawyer and business...

Rental Property Myths Debunked

Rental Property Myths Debunked Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely-held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month's Rent Although the security deposit may equal a month's rent, it is not earmarked for that purpose. The last month's rent and...